Some of the issuers deal exclusively with higher credit risks may charge upwards of $ 75 to $ 100 a year in addition to an application fee. (lendedu.com)
Your revolving utilization is an important consideration in your credit scores for one very simple and important reason: it is statistically predictive of higher credit risk. (hope4usa.com)
The intent was to provide some added safeguards for higher credit risk by backing those loans with more cash reserves. (nreionline.com)