If you still have a debt and can't pay it off, try, at least, not to apply for new loans until you pay off the rest. (personalmoneyservice.com)
Existing customers often qualify for relationship rates on new loans with their bank, which can help reduce their monthly mortgage costs. (valuepenguin.com)
Soft inquiries are background checks rather than checks occurring as a result of new loan applications; in some cases they happen without your knowledge or consent. (rismedia.com)