Many drivers also carry «uninsured or underinsured motorist» coverage, which means their own insurance company pays for damages that result from an accident
caused by an uninsured driver.
Being hit and
injured by an uninsured driver usually means that the responsibility of paying for your medical care and treatment will fall upon you (at least initially).
Additionally, drivers may have the option to purchase uninsured motorist property damage that covers damages to your vehicle and / or other property caused
by an uninsured driver in an accident.
If you are struck by a motor vehicle
driven by an uninsured driver, we can make a claim on your behalf for benefits under your uninsured motorist coverage.
Commercial uninsured motorists coverage can help if you or your employees are hurt, or your commercial vehicle is damaged in an accident
caused by an uninsured driver.
A recent study estimated the number of uninsured motorists by using a ratio of insurance claims made by people
injured by uninsured drivers to claims by people injured by insured drivers.
Make sure that you have an adequate amount of uninsured motorist coverage, which will help compensate you for your injuries in the event that you are
struck by an uninsured driver.
Uninsured Motorist coverage is legally required in Nebraska and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit
by an uninsured driver who is at fault.
IRC measures the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured
by uninsured drivers relative to the claims made by people who were injured by insured drivers.»
If for example, a pedestrian was hit
by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.
That way, if you are
sideswiped by an uninsured driver while driving down the George W. Bush Parkway, you can be sure that any ensuing medical bills or property damage will be covered.
Also, four years later the customer was rear
ended by an uninsured driver, her new car was repaired with only original manufacturer parts and she was given a loaner car during the repair process.
Vijay Ganapathy, partner at Leigh Day, which acted for RoadPeace, said: «Many who have been injured
by uninsured drivers of other types of vehicles such as farm tractors have been denied compensation by the MIB.
Uninsured motorist bodily injury protects an insured from bodily injury caused
by an uninsured driver up to the policy limits.
Your uninsured motorist (UM) coverage is intended to provide a financial safety net when you or another person covered by your car insurance policy is injured
by an uninsured driver who is at fault.
For example, if you're a passenger in a car
struck by an uninsured driver, you could collect benefits from the car insurance policy of the driver of the car in which you are a passenger, as well as from your own policy if the driver's UM / UIM benefits were not enough to pay for your injuries.
Uninsured / Underinsured Motorist Bodily Injury (UM / UIMBI): whenever you are hurt in an accident
caused by an uninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or she had any.
Uninsured motorist coverage gives you an extra measure of protection, stepping in to pay for damage and medical bills if you are ever hit
by an uninsured driver in Maryland.
Your Uninsured Motorist (UM) Coverage will provide protection when you or another person covered by your car insurance policy is
injured by an uninsured driver who is at - fault.
IRC measures the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured
by uninsured drivers relative to the claims made by people who were injured by insured drivers.
Uninsured Motorist coverage will also be required in New Hampshire and pays for injury and lost wages that you or your passengers may suffer in the event that you are
hit by an uninsured driver who is at fault.
Having uninsured motorist coverage ensures that, if you are
sideswiped by an uninsured driver while driving down the Kennedy Expressway, any ensuing medical bills or property damage will be covered.
Uninsured Motorist Protection: This takes care of the cost of injuries caused to you or other passengers in the
car by an uninsured driver.
The Supreme Court has unanimously allowed an appeal, in a case that required the court to consider whether a claim to damages against the UK Motor Insurers» Bureau was to be determined in accordance with English or Greek law, where the respondent had been injured
by an uninsured driver while on holiday in Greece.
He held that Delaney, who was a passenger in a vehicle
driven by an uninsured driver, is entitled to damages for the injuries he sustained because UK provisions breach EU law.
Last year, after my 2008 BMW 135i was wrecked for a 135i to be named later (right rear quarter taken out
by an uninsured driver),...
Nevada does not require uninsured motorist coverage, but your agent may suggest this policy option as a way to protect you if your vehicle is damaged
by an uninsured driver.
If you're hit
by an uninsured driver, we'll cover your excess and your No Claim Discount won't be affected.
Uninsured motorist bodily injury coverage: Pays for the cost of damages sustained by you and any passengers in your car when you are injured
by an uninsured driver.
The MIB also offers a scheme to compensate people injured
by uninsured drivers.