Sentences with phrase «policy limits»

We quickly settled on behalf of our clients for insurance policy limits of $ 200,000.

A woman who was hit while making a left - hand turn without the right of way obtained the full insurance policy limits for the injuries to herself and her child.

After a year of negotiation, we settled the matter for the insurance policy limits of $ 100,000.

What happens if a renters insurance claim exceeds policy limits?

Some plans have per policy limits on benefits, which can make separate policies a more prudent option.

The cause of action arises from a refusal to negotiate settlements within policy limits.

But, even with policy limits that can be as much as $ 1 million, it may not be enough.

Our client sustained significant road rash and we obtained an insurance policy limits settlement on her behalf.

Within weeks of making a demand he obtained policy limits from the other driver's insurance.

You should consider the amounts of coverage you need in regard to policy limits as the amount of the deductible you wish to pay in the event of an accident.

Choose the personal liability policy limit that's right for you and start getting the coverage you need.

Guaranteed issue whole life coverage has much lower policy limits than traditional life insurance.

The risks associated with commercial use of a vehicle, whether it is personally owned or company owned, often call for higher policy limits and different policy provisions.

With our help, her case settled in three days for the full policy limits of $ 100,000.

Those fees are not generally part of the liability limit of the policy, which leaves the entire policy limit available to pay claims if necessary.

The minimum policy limits of liability are $ 1 million or even $ 5 million, which is used for defense expenses, expenses of a claim and damages, judgments and settlements expenses.

What policy limits to get, whether to attach optional riders, or whether to purchase additional policies are decisions whose best answers vary from person to person.

Your fire coverage is designed to cover excess or gap claims that exceed your homeowners policy limits for fire damage and house replacement.

If you bring a personal injury claim against an insurance policy, there will be maximum policy limits on the payout per person injured or per accident.

So for example a policy may have a per - claim limit of $ 5,000 but a per policy limit of $ 20,000.

It's important to set realistic policy limits based on your specific home, property and belongings.

Claim against me over policy limit I was found at fault in an auto accident a few months ago.

When collecting underinsured motorist benefits, you will collect the at - fault driver's policy limits before getting compensation under your own insurance policy.

That's subject to the total policy limit for personal property, of course, and you should read the terms of the policy.

Policy limits include $ 100,000 for injury liability, $ 300,000 for all injuries, a $ 500 deductible on collision and comprehensive coverage, and uninsured motorist coverage.

Should a judgment against you exceed the limits of that policy, the umbrella picks up the unpaid portion up to the umbrella policy limit.

Many business owners decide to invest in an umbrella liability policy, which provides additional liability protection over and above the basis underlying policy limits.

You can also get liability protection beyond your current home and auto policy limits with personal umbrella insurance.

Most standard policies limit personal property reimbursement to between 50 and 70 percent of your dwelling coverage amount.

This coverage protects you against inflation by automatically adjusting policy limits in response to fluctuations in the cost of living.

How state policy limits a local school system's ability to adopt innovative governance strategies.

For example, some policy benefits like travel delay, baggage delay or baggage & personal items loss have overall policy limits instead of per person limits.

When you purchase renters insurance that has a smaller policy limit, you will be offered cheaper premiums as the insurer will have to pay less towards any claims that you submit.

In effect, it provides you with coverage up to the maximum of your own policy limits, whatever that may be.

Many policies limit claims for jewelry to $ 1,500 or less so if you have an expensive wedding ring consider purchasing an insurance rider.

Newly acquired high - end home entertainment equipment, custom made computers, and expensive jewelry may not be adequately insured with existing policy limits.

Most policies limit coverage to threats that occur during the policy period.

I was able to choose policy limits that made sure to cover all that I needed it to.

Your financial responsibility in such events could be greater than your primary policy limits, making an umbrella policy a potentially wise choice.

Policy limits range from a minimum of $ 25,000 to a maximum of $ 400,000.

Talk to your insurance agent about policy limits, and then assess whether it makes sense to add a rider or endorsement to increase coverage on any expensive items or categories.

In some cases, rental car insurance may not offer adequate policy limits that provide sufficient coverage to pay for major medical expenses for people injured in a car accident.

This means that the at - fault driver's one million dollar policy limit is divided into several pieces.

When representing the tort victim, it is good practice to make clear and specific demands within applicable policy limits and to leave the demand open for at least 30 days.

Whether you need to get quotes, adjust current policy limits, sign up for a new policy or even file a claim, a Trusted Choice ® agent is always available to help.

If you need more protection than your regular policy limits, consider a personal umbrella liability policy.

Those fees are not generally part of the liability limit of the policy, which leaves the entire policy limit available to pay claims if necessary.

So, your Commercial Liability policy won't «kick in» until your other policy limits have been reached.