Sentences with phrase «quality borrowers»

My view is that we will only get out of this mess as overall debt levels are reduced to around 1.5 x GDP, and ordinary lending to high quality borrowers begins again.

Its unique Rate Beat Program ensures that you're getting the best deal and rewards high - credit quality borrowers for shopping around.

My question is, is there any plans to sort of reach down to some of the lower credit quality borrowers out there?

Who knows, later this year, terms could become stupid tight, where even good quality borrowers with adequate security can't get credit.

The company places much value on data to present high - quality borrowers with low - interest rates.

That's true today, with one modification, because of the credit stress, only the highest quality borrowers get those rates.

The company determines high - quality borrowers by considering various factors such as job history, area of study, and level of education.

Losing good quality borrowers, even on the margin, is not the intent of enhanced regulation.

Just recently, SoFi announced a new student loan refinancing product in an attempt to secure high - quality borrowers looking to complete their medical residency.

«Iffy» borrowers have to pay a bit more in interest, so you earn a bit more on loans to them; high quality borrowers pay you a bit less but you can be pretty sure that they'll repay their borrowings promptly and fully.

(Hat tip: Calculated Risk) Thery are one of the few places providing loans to lesser quality borrowers, so it is no surprise that their loss rate should be up considerably.

Many solvent banks are looking for quality borrowers now, and finding few of them.

According to their website, «Our proprietary underwriting model identifies high - quality borrowers despite limited credit and employment experience.»

«We have seen anecdotal evidence that banks have seen high - quality borrowers migrate to other sources of capital,» he says.

Punishing quality borrowers for the mistakes of the past is not good for the health of the markets or the economy.

Scotsman Guide is pleased to introduce Ask a Lender, your unique online platform to connect with quality borrower leads — for free.

Monetary policy seems to be pursuing a closed loop where little incremental lending gets to lower quality borrowers, and a lot goes to governments.

9) It seems that the US Dollar, with its cheap source of funds for high quality borrowers, is attracting some degree of interest for borrowing in US Dollars in order to invest in other higher yielding currencies.

Leasing cars to low - credit quality borrowers, naturally.

(It's no surprise lenders value good quality borrowers.)

That is almost double the median homes sales price for the market and indicates lenders are being selective about approving high - quality borrowers for the loans, Blomquist said.

The market's continuing refusal to countenance the long - term reality described above has proven to be a recurring source of profits for those who are willing to buck the crowd and embrace the trend in falling long - term bond yields of the highest quality borrowers.

The good news is that the Treasury is an extremely high quality borrower, so you are taking very little risk on your investment.

When investor preferences are risk - seeking, overly loose monetary policy can have a disastrous effect by promoting reckless speculation and enhancing the ability of low - quality borrowers to issue debt to yield - starved investors.

This, in turn, actually makes peer - to - peer lending a relatively safe investment, provided you lend primarily to high - quality borrowers.

That may push up asset prices, and allow the highest quality borrowers to borrow more, but is useless in stimulating the economy, because credit spreads do not respond to the Fed when the economy as a whole is overlevered.

The lowest interest rates are charged to the highest - quality borrowers.

As such, you might be able to get a good interest rate and terms if you are a high quality borrower.

Since the change, I have reduced the number of loans I have funded and shifter to higher quality borrowers.

Cash has to be secure and is only loaned to top - quality borrowers.

Both Lending Club and Prosper provide loans for high - quality borrowers, making their P2P loans a relatively low - risk investment for investors.

The veneer that being in the Eurozone means that you are a high quality borrower is shattered.

Yes, the government and high quality borrowers can get funds, but middling borrowers are squeezed, and bad borrowers are shut out.

It will only really happen if the borrower moves from the A-list (of high quality borrowers) to the B - list (riskier borrowers) and red flags for getting on the B - list include: bad credit rating, you're self - employed or have a spotty employment history, you carry a large debt load that's close to the threshold (to understand mortgage ratios, read my blog on the basics of debt ratios and qualifying for mortgages.)

Instead of applying for a loan through LendingClub, high quality borrowers may look elsewhere if our application process is more onerous.

In addition, lenders are exhibiting a flight to quality for class - A properties and quality borrowers, while it is harder for weaker deals to capture lender interest.

«We're telling our guys that if you have a transaction in a tertiary market, and it's something other than a quality borrower and quality asset, you better find a local lender,» Hughes says.