Additionally, the 30 % purchase interest rate is among the highest of any high - end credit cards, which begs the question as to why applicants are not screened for income outside of
simply having an excellent credit score, which is the case for the BMO Mastercard.
However, if you do
have an excellent credit score, you may want to consider a 0 % balance transfer credit card instead of a personal loan, as you can save money on interest.
Just so you know, I file single and
I have an excellent credit score of 825.
Fundation business loans are good for established businesses with fair or better credit scores that need a quick funding solution, and if
you have an excellent credit score, you may qualify for single digit APRs.
If you want an investment property loan from a bank, you'll generally need to
have an excellent credit score (at least 720 on the FICO scale) to qualify for a reasonable interest rate, but that is not necessary for a hard - money loan.
Having an excellent credit score has meant getting low rates on a mortgage and car loan, which is obviously also a huge savings.
For example, if
you have an excellent credit score, you may be able to qualify for a 0 % car loan.
However, you'll may only receive these rates if
you have an excellent credit score and an established business.
But not every other person can apply for a loan at lightstream, you need to
have excellent credit score, stable job and sufficient income with a strong savings background to qualify.
The downside is, that the Capital One ® Quicksilver ® Cash Rewards Credit Card requires an individual to
have an excellent credit score to get approval — something most students won't have access to.
If you have credit score of 800 and above based on FICO ranking, you will be said to
have excellent credit score.
You'll need to
have an excellent credit score and be a fairly high spender to get your hands on The Platinum Card ® from American Express.
Your quoted interest rate on the credit line would likely be higher unless
you have an excellent credit score.
However, if
you have an excellent credit score and less than $ 15,000 in debt, you should consider a balance transfer credit card instead.
This is more likely to happen if
you have an excellent credit score and a financially healthy business.
To qualify for this card, you should
have an excellent credit score.
If you need more than $ 35,000 or
have an excellent credit score, you'll likely get a better deal by taking out a loan with LightStream than with Discover.