Sentences with phrase «loan demand»

Some major commercial lenders are also offering low down payments — and even no down payments — as incentives to spur loan demand.

Loan demand increases as the health of small businesses strengthens.

On occasion, lenders are themselves the cause of processing delays, particularly when loan demand is heavy.

Thus, while one might expect a rising - rate cycle to reduce loan demand, it could actually be good news for small - and medium - business loan activity.

As farm loan demand remains strong, higher interest rates will lead to an increase in interest expenses for some borrowers.

Given interest rates are at historic lows, even 1 - 2 % increase in interest rate would not hamper loan demand.

The most interesting fact is that the personal loan demand is low but mortgage demand is not.

Some major commercial lenders are also offering low down payments — and even no down payments — as incentives to spur loan demand.

On occasion, lenders are themselves the cause of processing delays, particularly when loan demand is heavy.

Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

The agency expects to meet loan demand because the popular 504 loan program was recently retired, freeing up available lending capacity for its other programs, she said.

J.P. Morgan agrees, saying that together with the RRR cuts, «the seeming start of a new cycle of public spending and consumer stimulus should help to boost loan demand in the economy.»

Despite signs of stabilizing in the fourth quarter, bankers» expectations were for loan demand to strengthen and loan repayment rates to weaken slightly in the first quarter of 2018.

In a recent Raddon study, Lending Insights: Loan Demand Rebounds but Challenges Persist, we find that yes, the borrowing public is aware of the rate environment and motivated as a result.

And while loan demand slowed, BNP Paribas grew its overall loan book by 1.5 % during 2012, with lending to SMEs up by 2.7 %.

However, new home loan demand dropped 22 percent in November, the MBA said.

The narrower spread makes sense in light of the July Senior Loan Officer Opinion Survey on Bank Lending that reported loosening lending standards for commercial real estate loans (including apartments) even as loan demand picked up: Continue reading 10 yr fixed apartment loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % area

Their consumer loans in the year to February increased by about 3 percent, while non-bank lending to households during the same period soared by 9 percent, showing that banks» sluggish consumer lending is not a question of a weak loan demand.

These results were achieved despite revenue headwinds caused by the interest rate environment, regulatory reforms, and subdued loan demand.

Banks will experience an increase in corporate loan demand, as firms boost capital expenditures.

In other areas, many Districts reported growth in the transportation sector, little change in residential construction, slight gains in non-residential building, and steady loan demand.

Before you jump to the conclusion that low loan demand means there isn't a problem, consider that banks have tightened lending standards to an unprecedented degree over the past year, and have not begun to loosen them.

Anticipated loan demand is finally increasing after steadily falling since the financial crisis of 2007/2008.

Canada's big five banks will likely report record earnings in 2014, as low interest rates keep fueling loan demand.

But the recession also affected local loan demand throughout the country; that's why smaller banks slid in 2009.

BND will determine the maximum loan amount based upon funding availability and loan demand at the time of the loan application.

Lowering taxes provides a fiscal boost, stimulating economic activity and adding to inflationary pressure, all of which encourages higher loan demand, higher interest rates and consequently higher margins for the banking sector.

Given the anemic small business loan demand as well as continued strict underwriting standards from issuers, issuer focus continues to be on driving small business spending rather than outstandings.

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For example, when economic activity continues to expand while interest rates are rising, commercial loan demand may increase while residential mortgage loan growth and prepayments slow.

That trend could be partially attributable to slowing subprime loan demand, since consumer with marred credit histories often have to apply for multiple loans before getting approved.

The Federal Reserve's beige book survey indicates the economy is expanding as household loan demand declines.

In contrast, the only state that reported an increase in the fixed rate loan demand was Western Australia.

Higher mortgage rates are curbing loan demand for home purchases and refinancings, according to the Mortgage Bankers Association.

An increase in mortgage rates didn't suppress loan demand in the kickoff to the spring buying season.

Rather, Celsius would only sell off small portions from Treasury to meet the demand for dollar loans on an as - needed basis (i.e. as our USD supply needs topping up to meet loan demand).

Preferred Bank's experience with an apartment developer is a reminder of how important strict underwriting terms will be as loan demand increases, rates rise and lenders try to outdo each other.

Read more about it: FHA's Lower Premiums Boost Loan Demand - Recent actions by the Federal Housing Administration to reduce its mortgage insurance premiums have contributed to a big spike in its loan volume... [Nar Daily News Magazine]

Check our research study titled Lending Insights: Loan Demand Rebounds but Challenges Persist

Most lenders providing mortgage loans demand that you pay this insurance, in case your first payment is less than 20 %

Mortgage rates posted their first drop of the year last week, but it wasn't enough to spur loan demand.

Profits at international bank Standard Chartered grew by a fifth, as it hit $ 1.26 billion before tax thanks to a growth in loan demand.

Investors have given some blame to the rise in credit card delinquency rates, the fall in loan demand, as well as the ever - flattening yield curve.

May 2 Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

Though an improving economy later this year could lead to a pickup in loan demand and raise earnings potential for banks, it's true that traditional banks are struggling with low rates and declining net interest margins.

But if capex strengthen, loan demand will rise.

Furthermore, with slow economic growth, consumer zeal to save and repay debts, and weak capital spending this year, loan demand will likely be weak.

Rather, Celsius would only sell off small portions from Treasury to meet the demand for dollar loans on an as - needed basis (i.e. as our USD supply needs topping up to meet loan demand).

Overall, loan demand was higher or held steady in nine of the ten districts.