Sentences with phrase «one's credit score and history»

But mainly, the flexibility they provide contributes to improving credit score and history as timely payments are always reported to the credit bureaus.
However, in order to obtain 100 % financing you need to have a very good credit score and history.
While your personal credit can influence your ability to obtain a business credit card, your company will also develop its own business credit score and history over time.
Credit cards for people with bad credit scores and history do not always match up with what consumers want.
Some quoting websites even ask credit scores and history which are vital factors in determining the level of risk that you have as a driver.
To get a high - end business credit card, you'll need to have a good to excellent credit score and history.
Borrowers are more likely to get approved after they have started working a full - time job, as they have likely established credit scores and a history of income.
The consumer's credit score and history act as the proof of being able and willing to pay back the balance.
Most of the loan repayment programs for construction loans can last up to 30 years depending on the applicants credit score and history.
You should evaluate these loans based on the individuals credit score and history, and what you think about their ability to repay.
Private education loans require a certain credit score and history, as well as an annual income.
Nevertheless, there are certain loans (like student loans or business loans) that are awarded according to the needs of the applicant and disregard credit scores and history.
For starters, you will want to make sure you have a solid credit score and history.
If someone has a low credit score and a history of not paying their bills, they may not be the ideal tenant.
Besides, these loans act as a tool for repairing the applicant's credit score since the timely payments get recorded into the borrower's credit report thus improving credit score and history.
For obvious reasons it tends to award cards to individuals with decent salaries, and good credit scores and histories.
Requirements vary according to the loan amount requested, the type of loan, business income, business market, business credit score and history and most importantly, the lender.
Since the collateral is securing the loan, customers with bad credit score and history can apply for a secured personal loan with great possibilities of being approved.
Banks look at more than just the business» credit score and history when considering a business line of credit.
SoFi has a more selective underwriting process for evaluating a borrower's creditworthiness which includes a review of credit score and history, debt - to - income ratio, monthly cash flow, career choice, and past or current education.
FICO will look at personal and business credit scores and history across other major credit bureaus, such as Dun & Bradstreet, Experian and Equifax.
A division of SunTrust bank, LightStream makes unsecured personal loans to applicants with strong credit scores and histories, and we think it's one of the best options in the market when it comes to personal loans.
Financial institutions are often very stringent in demanding things like personal credit score and history, personal information including work experience and education, cash flow statements, balance sheets, financial projections, and business licenses to name a few.
However, these requirements can be bypassed if the applicant offers a co-signer with a suitable credit score and history to reduce the risk involved in the transaction.
With an improved credit score and history, you can earn big sign - up bonuses on cards like the Chase Sapphire Preferred, Chase British Airways, Citi Prestige, or Barclaycard Arrival Plus World Elite Mastercard!
If a prospective franchisee meets these qualifications, along with having a good credit score and history, CMIT Solutions can offer assistance for our franchisees to secure a number of different types of financing, including being listed on the SBA registry.
FICO will look at personal and business credit scores and history across other major credit bureaus, such as Dun & Bradstreet, Experian and Equifax.
A division of SunTrust bank, LightStream makes unsecured personal loans to applicants with strong credit scores and histories, and we think it's one of the best options in the market when it comes to personal loans.
Since unsecured personal loans are harder to qualify for, especially if you have a bad credit score and history, you might get declined for such loans.
Banks and commercial lenders will want to check your personal credit score and history to see if you have had financial problems in the past, such as defaults, foreclosures, tax liens, court judgments and more.
To have a better shot at getting approved, we advise borrowers to have a good to excellent credit score and history, a full - time job and a four - year college degree.
The loan amount you will be able to request and get approved for will then be determined by your business credit score and history, unless of course you decide to request a personal loan instead.
Chief among these are your credit score and history, employment status, and debt - to - income ratio.
Your security deposit amount will depend on your credit score and history.
Over time, repaying student debt has a positive impact on borrower's credit score and history, so long as the bill is paid on time each month.
This is because correcting your application errors and improving your credit score and history might take some time.
The factors that determine which credit card debt consolidation option works best for you are your debt load, your credit score and history and your overall financial situation.
The lender usually determines this based on your credit score and history, as well as personal income and other financial information.
Build up your credit score and history as long as you're paying your balance off on time and in full each month
While all these lenders access your credit scores and history as a part of their underwriting procedures, most of them base their loan - granting decision on your ability to repay the loan, not your past credit experiences.
Credit scores and histories are commonly the most important ones to consider, as they portray the ability of a borrower to handle personal debts.
In fact, your credit score and history, income and overall outstanding debt will be the only things taken into account when the lender has to decide whether to approve your loan or not.
Requirements are mainly associated with your credit score and history.
Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.
Interest rates will be based off your credit score and history, so if you have had troubles the rate may be high, but at least there is an end in sight, instead of just making minimum payments on credit cards with no end date.
Chief among these are your credit score and history, employment status, and debt - to - income ratio.
Given that the lender has no material guarantee whatsoever that you will repay the loan, your credit score and history will become his main concern.
The Credit People is a credit repair company serving consumers who are seeking improvement of their credit scores and history reports.
But even when loan approval can be obtained with bad credit, your credit score and history will determine the conditions of that loan.
a b c d e f g h i j k l m n o p q r s t u v w x y z