Sentences with phrase «high credit rating»

People with high credit rating are more likely to get better «deals» when settling into an agreement with the creditor.

High credit rating means low - interest mortgage but you will pay high fees and interest rates for a mortgage with poor credit scores.

His budgets have been on time, and though his tax policies have favored the wealthy, he managed to get higher credit ratings for the state for the first time in decades.

Some investors, including pension funds, can only buy securities that carry high credit ratings.

That structure enabled some of these securities to gain high credit ratings even when the average quality of the underlying loans was poor.

Almost all the credit card issuers are trying to attract higher credit rating individuals to accept their cards.

Higher credit rating represents higher safety servicing of debt and repayment.

I now primarily seek to add companies with extremely high credit ratings and earnings stability.

People with exceptionally high credit ratings can also avail of another type of discount.

Car insurance companies have shown that people with higher credit ratings are less likely to take risks when they drive, like they don't take risks with their finances.

Regardless, guarantees provide an extra layer of security, which is why guaranteed securities often get higher credit ratings.

You'll need a much higher credit rating in order to access the same financing options at USAA, so if you're not sure of your credit, it may be better to start at Navy Federal.

The company has been given high credit ratings which demonstrate its strong investment performance in India's insurance market.

Fitch, Standard and Poors and Moody's maintain high credit ratings; Negative outlook removed by latter

Many have very high credit rating (for instance JNJ is AAA) and bulletproof balance sheets.

IULs offer similar benefits but with potential to earn higher crediting rates based on the performance of an index that tracks the performance of the stock market, such as the S&P 500.

EM Asia currencies have also stabilized this year, and the region has relatively high credit ratings among EMs.

Because these bonds had the full faith and backing of the United States government, they received high credit ratings and «paid an interest rate that was only slightly higher than Treasury bonds.»

Creditors give more favorable terms to those with high credit ratings via lower point structures and interest costs.

That is because high LVR loans may be less likely to be added to a pool of securitised assets in order to ensure that the securitisation achieves a sufficiently high credit rating.

The fund also invests in corporate bonds and debentures with high credit rating quality.

If you owe more than your current unsecured high credit rating (the highest amount you have borrowed from a lending institution without offering collateral), you probably will have to offer something up as collateral to receive a debt consolidation loan.

Of course, you're required to have a fairly high credit rating (660 or higher) in order to qualify for loans in this network.

Issuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on their loans.

Most white households (59 percent) report scores of 700 or above, displaying strong credit, while less than one quarter of African Americans (24 percent) are able to attain the same high credit rating status.

The numbers used in ratings run from 350 to 850, with higher credit ratings signified by a higher number.

Soon enough, CDOs became more popular, more complex and exponentially riskier, even though these securities often held high credit ratings.

High credit ratings automatically portray the driver in good light, which is a useful factor in lowering your rates.

«For higher - education institutions, such as Wellesley, the munibond market can be a practical and cost - effective way to raise capital,» says Eric Wild, Managing Director and Head of Morgan Stanley's Higher Education Finance Group, adding: «Investors understand and trust such institutions, which also tend to carry higher credit ratings.»

Another way to get a very high credit rating is to take a credit card offer where you have to pay a fee every month or every year for the privilege of having a high credit limit.

In addition to considering home values, financing trends, and income rates in an area, Lending Tree considered how many borrowers in the areas «friendly» to first - time buyers have «less than prime credit (below 680),» because areas with lower credit ratings in general would be likely to have less competition for properties than areas with relatively high credit ratings.

If this is all you want, then the service is okay, but if you are trying to rebuild credit or get higher credit ratings, then this service is perfect for you.

In the current interest rate environment, that means I'm buying some junk bonds, no bonds with high credit ratings, and mostly bonds just above the traditional junk rating of Baa for Moody's.

«They have a higher credit rating, and while their banks are struggling, overall the economy is doing well.»

Also, over 70 % of this fund is invested in Aaa - rated bonds (the highest credit rating available) which means that it is considered very high quality.

This fundamental interest rate influences the prime rate — the rate given to bank's customers with the highest credit ratings, mortgage and loan rates, as well as the yield on your savings accounts.

The researchers calculate that the rational response to a reduction of a percentage point in the rate at which banks themselves can raise funds is to boost the credit limits of the 37 % of cards issued to those with the highest credit ratings by $ 2,203 each.

The risk in investing in Muni fund is sometime a municipality declares bankruptcy which makes them more risky then US government bonds... On the positive side, the underlying securities of a muni fund is backed by the government thus giving it a high credit rating, making it more desirable for investors...

This has contributed to California enjoying its highest credit rating since the turn of the century, Bloomberg reports, and caused demand for its municipal debt to climb.

That unit has a higher credit rating because the Federal Deposit Insurance Corporation (that is, you and me and other taxpayers) are backing the deposits.

As a result, the issuer will offer a higher yield than a similar bond of a higher credit rating and, typically, a higher coupon rate to entice investors to take on the added risk.

HSBC Armenia benefits from the high credit rating of its parent, and at the end of 2009 it boasted total assets of approximately $ 339 million.

BHP Billiton, on the other hand, has a much stronger balance sheet, with the highest credit rating in the mining sector thanks to an A credit rating.

Those bond issues that get paid first will have a higher credit rating.