Even though many
people have good credit scores and substantial incomes, many lenders these days are not offering loans to people who are pursuing the dream of starting their own business.
You can
still have good credit score if you have two 30 day late payments on a credit card or one 30 day late payment on a car loan within the last three years.
This not only helps them with the approval process, but it could also mean lower interest rates if the
cosigner has a good credit score and meets certain lending eligibility requirements.
Students who graduated longer
ago have better credit scores and bigger loans than current students and are often eligible to refinance and consolidate student loan s.