Sentences with phrase «to a fixed annuity»

The guarantees of fixed annuity contracts are contingent on the claims - paying ability of the issuing insurance company.

A client should give careful consideration to his or her individual situation, needs and goals before purchasing fixed annuity with index - linked interest.

Among our companies, there are more than 10,000 licensed independent financial service representatives offering a wide array of traditional fixed annuity, life insurance and health insurance products on a national scale.

Meanwhile, the funds in a deferred fixed annuity accumulate tax deferred until they are needed.

There are certain economic cycles that occur every few years which drive up the interest rates in fixed annuity accounts.

There are no ongoing fees for for fixed annuity accounts and the agent commissions are built into the product.

Fixed annuities offer guaranteed interest rates with income options for a certain period or even lifetime.

An immediate fixed annuity earns a guaranteed rate of return and immediately pays a regular income for the duration specified in the contract.

Fixed annuities provide policy holders with a minimum rate of interest and a fixed amount of payments over a defined period of time.

Fixed annuities guarantee that you make a certain percentage of your principal investment.

The guarantees of fixed annuity contracts are contingent on the financial strength and claims - paying ability of the issuing insurance company.

But, fixed annuities pay much more than 5 %.

Variable annuities also have surrender charges just like fixed annuities and fixed indexed annuities.

It is also ranked as # 8 in total annuity sales and # 15 regarding total fixed annuity sales.

Do you know the top reasons consumers are buying fixed annuities?

If you're willing to give up some access to your money and some degree of security, you could look into other secure investments such as fixed annuities.

It's possible that an insurance company that sold fixed annuities to you could go under, and if that happens, you might lose your money.

Your returns on your investment are usually much more than that derived from fixed annuities but there is no guarantee of this.

If you do not qualify for life insurance, you can use the same strategy to buy a flexible premium fixed annuity which has a guaranteed death benefit rider attached to the policy.

Its portfolio includes fixed annuity, life insurance, and health insurance.

Other fixed annuities also credit interest at rates set from time to time by the insurance company.

If legacy is the answer, then a specific fixed annuity strategy might solve that problem.

Your indexed annuity, like other fixed annuities, also promises to pay a minimum interest rate, even if the index - linked interest rate performs lower.

In spite of the debt in our country, the T - bill is definitely safer than an indexed fixed annuity.

And fixed annuity accounts are insured for the consumer up to certain state limits — usually $ 250,000 per contract in most states and up to $ 300,000 per household.

For any of these «transfer of risk» strategies, I recommend using fixed annuities because of the principal protection and the cost effectiveness when compared to variable annuities.

That means you have choices like a large variety of mutual funds and a group fixed annuity, so it's easier to select a diverse group of investments.

Whether you're thinking of yourself or the financial security of your loved ones, we've got 3 reasons why should be asking your advisor about fixed annuities.

Unlike fixed annuities, a variable annuity does typically have stock market exposure, and various other investment classes may be customized within the portfolio.

If fixed annuities interest you, the sweet spot for purchasing them is around age 70 to 72, when mortality credits are higher, making the payouts larger.

With a regular fixed annuity, the funds inside of the account will grow, based on an interest rate that is set by the insurance company.

The numbers below ignore all of them, so it's all just a «straight vanilla fixed annuity» with the three riders explained below.

For some investors, immediate variable annuities are a more attractive option than immediate fixed annuities because you aren't stuck receiving the same amount of cash each month.

The «fixed» in fixed annuity refers to the fixed rate of interest that is applied to your annuity, allowing it to grow without exposure to market risk.

This is the reason that I prefer using fixed annuities instead of variable annuities.

Fixed annuity interest rates are set by the issuing company, based on the underlying investments it holds.

Currently, the highest 5 - year fixed annuities are paying 3.1 %.

Here are three reasons why fixed annuities should be included in the safe consideration set.

Fixed annuities come with a rate of return that is guaranteed by the claims - paying ability of the insurance company.

Most fixed annuity death benefits are simple; whatever the account is worth is what gets paid out upon death.

If you decide to lock in the income at some point, you can convert part or all of it to a conventional fixed annuity.

So when you see fixed annuities advertised everywhere and talked about by everyone, it's not because «they're on sale» or are a good deal now.

So fixed annuities are the investment vehicle that results in you being more «stuck» than just about any other.

Unlike other investments, fixed annuities actually do provide a guaranteed return for a set period of time.

MAX fixed annuities are designed for clients with a shorter retirement time horizon.

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

If this type of strategy describes your current holdings, then you should consider adding a «transfer of risk» strategy using specific fixed annuities.