Sentences with phrase «higher premium rate»

Insurance companies charge higher premium rates for teen and college drivers than other drivers, based on the statistics they follow.

There are also other options out there such as no medical exam life insurance policies, though these will come with higher premium rates.

It's always an intelligent option to check for all safety devices installed while buying your car instead of landing in paying high premium rates.

Moreover, if insured's are in a habit of taking drugs, consumption of tobacco, or smoking, you are charged at higher premium rates.

Because of high premium rates, car owners today are doing anything they can in the name of low cost car insurance.

Expect to pay a much higher premium rate, or purchase a policy at work during an initial open enrollment period.

The maturity age is higher for term plans with a relatively higher premium rate as they offer to cover risks for a longer duration.

Although this is not a mandatory insurance policy, having it can save a lot of money even with paying slightly higher premium rates.

Even for students who live at home, there's still college tuition, the price of a car, and high premium rates on college student car insurance.

This can be reflected in the records for a long time to come, and can lead to sky high premium rates until the records are clean again.

Although it is still possible to avail of any insurance policy after being considered a high risk person, most insurance companies will still charge you with very high premium rates.

If this happens to you, you could have some difficulty finding an insurance company to cover you and your family, or you could face high premium rates for life insurance.

Every one shops around to get an insurance policy that does not have sky high premium rates.

A lower deductible means less financial responsibility for you, but also means higher premium rates.

It's better to incur high premium rates and getting covered rather than saving few bucks today and getting your coverage denied altogether at a later stage.

Insurance companies go by the statistics of the previous years to determine the safe models, and the models that cost high premium rates.

With a 6 - month policy, car owners may have to deal with increasingly higher premium rates over a shorter period of time.

If the car model is old, then paying very high premium rates does not make sense.

More hazardous professions carry higher premium rates than professions with low accident rates.

Those who are below 25 years of age belong to the high - risk category and are bound to see higher premium rates.

Driving high speed sports cars will only add up to the already high premium rates, hence they are best avoided.

If a sizeable time is needed to get from point A to B, then expect high premium rates.

Some customers are given auto insurance at high premium rates and others are given cheap car insurance.

Those losses get translated to higher premium rates for you.

While obtaining a policy is still quite possible, table ratings are associated with higher premium rates.

The more accidents in which you are involved, insurance companies will consider you to be a poor risk and will charge you much higher premium rates.

People with defective driving records pay higher premium rates than all other drivers, because of the traffic violations in the past.

Because they have to pay slightly higher premium rates than the rest of the drivers, any act that will promote safe driving will qualify them for extra discounts.

If you do find yourself facing high premium rates and do not want to sacrifice coverage there are a few things you can do.

Some insurer's cover death arising out of such activities at a very high premium rates.

Professional mountaineers, pilots, miners have to pay higher premium rate in comparison with people with low risk jobs such as bankers, IT professionals.

Anonymous term life insurance quotes for smokers often result in much higher premium rates when compared to non-smokers.

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.

You do not have to pay high premium rates though thanks to the affordability of Nebraska renters insurance and the discounts insurance companies offer.

If you are filing any claim fearing high premium rates then it will demand replacement for the losses of every Ohioan except you.

Failure to insure your vehicle can lead to hefty fines, points on your driving record, and even higher premium rates when you finally insure the bike.

You will either get an extremely low quote, and be surprised by how much it increases after you provide more details, or you will be put - off and discouraged by initially high premium rates.

Of the $ 3.2 billion year - over-year improvement, budgetary revenues were up by $ 3.9 billion, primarily due to higher personal income tax revenues (up $ 3.4 billion, reflecting increases in employment and average wages) and employment insurance premiums (up $ 1.6 billion reflecting higher premium rates and an increase in maximum insurable earnings).

The company agrees to issue coverage to all takers willing to pay exceptionally high premium rates.

While it is true that the usage of virtually all tobacco products may affect the rates for life insurance, many reputable companies do not just throw blanket high premium rates on all people known to be using tobacco products.

As insurers levy high premium rates on applicants above 40 - year, backdating allows them to make some savings.

TROP plans have a rather higher premium rates compared to regular term insurance thanks to the premium repaying facility.

You could potentially be denied VGLI coverage or be stuck with higher premium rates if you don't meet certain health requirements.

I would like to ask you that will it be good time to surrender the policy (how much money we r going to lose) or is there any other way to switch over to term policy or paid up policy as we are now facing some financial crisis are are not in position to continue such policy with so high premium rate.

Many middle class families who own a second home are facing significantly higher premium rates under the Biggert - Waters Flood Insurance Act.

NAHB estimates this lower limit will place up to $ 8.5 billion in annual remodeling economic activity at risk, as even the simplest of remodeling jobs, like installing new appliances or updating bathrooms or kitchens, could result in many homes reaching the 30 percent threshold and triggering higher premium rates.

Some of you out there that partake in tobacco use are starting at high premium rates.

The target people, usually, are unable to buy regular commercial insurance products because of high premium rates; hence micro-insurance policy proved to be an efficient financial tool for them to tackle with such problems.

If you have pre-existing health conditions or if you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditions.